Auto Finance Center

When it comes to purchasing a car, You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

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Estimate Your Payment

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We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

Get Pre-Approved

A Little Knowledge Can Make A Big Difference.

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Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

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Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

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Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Affecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

Experian Logo

Experian:

www.experian.com
(888) 397-3742

Equifax Logo

Equifax:

www.equifax.com
(800) 685-1111

TransUnion Logo

TransUnion:

www.transunion.com
(800) 916-8800

What you need to bring with you

Drivers License Icon

Valid Driver's License

Insurance Form Icon

Proof of Insurance

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Proof of Income

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Proof of Residence

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Proof of Phone Number

In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

You Make The Choice. We Make It Easy.

Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

It's easy. It's quick. It's safe. Get started today.

Estimate Your Payment

Ford Financing FAQs in Murfreesboro, TN

How can I begin financing a vehicle at Ford of Murfreesboro in Murfreesboro, TN?

You can begin directly through the secure online Get Pre-Approved application, which lets you start the process from home before visiting Ford of Murfreesboro in Murfreesboro, TN.

What should I prepare before completing the online credit application?

Having your driver's license, proof of insurance, proof of income, proof of residence, and a current phone number ready can help the online credit application go smoothly. In some cases, additional information may be requested.

Can I apply for a Ford auto loan with limited credit history or less-than-perfect credit?

Yes, the finance team works with a range of lenders to help customers across a variety of credit situations, and you can also check your options through Get Pre-Qualified With Capital One without affecting your credit score. Submitting an application doesn't guarantee approval, but it opens the conversation about what's available to you.

How can I compare estimated payments for a Ford F-150 and Explorer?

The online payment calculator lets you compare estimated monthly payments for an F-150 and an Explorer based on price, down payment, and loan term, giving you a sense of how the two compare.

How much down payment will I need, and can trade-in equity count toward it?

Down payment amounts vary based on the vehicle, your credit profile, and your lender, so there's no single fixed amount. An eligible vehicle transition value can also be applied toward your down payment, reducing the amount you finance.

What should I consider when deciding whether to lease or finance my next Ford?

Financing lets you purchase and eventually own the vehicle through scheduled payments, while leasing typically offers lower payments and lets you drive a new Ford more often, within the terms of the lease. The right choice depends on your driving habits and ownership goals.

Can Ford of Murfreesboro help me compare financing for a new Ford and a pre-owned vehicle?

Yes, the finance team can help you compare financing for a vehicle from the new Ford inventory alongside a pre-owned option, so you can see how the numbers differ.

Can I discuss financing for a Ford truck or commercial vehicle purchased for my business?

Yes, business customers can discuss financing for a Ford truck or a vehicle from the Work Trucks lineup, and the finance team can help identify options suited to business use.

How do I compare a Ford rebate with a promotional financing offer?

It's worth comparing the total cost of each option, including how a rebate reduces the purchase price versus how a promotional financing rate reduces interest paid over the loan term, to see which saves more for your specific numbers.

What are my financing options if I want to keep my Ford after its lease ends?

Yes, financing options may be available to keep your Ford after your lease ends. Reviewing your options through the Ford lease-return page ahead of time, and confirming eligibility with the dealership and your leasing company, can help you understand which path fits your situation.